The costs related to caring for someone with a long term illness or disability can be devastating. Long term care insurance policies can help cover these costs so you get the care and financial protection you deserve.
We offer long term care insurance plans from the nation's top carriers. These quality plans can help cover both medical and non-medical costs over an extended period of time. Care may include custodial and non-skilled care, such as assistance with normal daily tasks, as well as professional medical care. Long term care can be provided at home, in the community, in assisted living facilities or in nursing homes.
Though long term care is commonly associated with the needs of the elderly, the reality is that everyone can benefit from this type of insurance coverage.
The best time to buy a long term care insurance policy is BEFORE you need it. LTC coverage must be purchased as a stand-alone policy. It is not covered by Medicare, standard health insurance, or medical supplement policies.
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SOURCE: Kaiser Commission on Medicaid, Fact Sheet. February 2009